Global Peer-to-peer (P2P) Lending Market Repo
162 pages Nov 2024
Global Peer-to-peer (P2P) Lending Market Report and Forecast 2032
Global Peer-to-peer (P2P) Lending Market Share, Size, Analysis, and Report - By Lending Type (Consumer Lending, Business Lending), By Loan Type (Secured, Unsecured), By End User (N...on Business Loans, Business Loans), By Purpose Type (Repaying Bank Debt, Credit Card Recycling, Education, Home Renovation, Buying Car, Family Celebration, Others), and Others Read more
- Information & Technology
- Pages : 162
- Nov 2024
-
Report Format :
Peer-to-peer (P2P) Lending Market Insights & Analysis
The Global Peer-to-peer (P2P) Lending Market is anticipated to register a CAGR of around 21.8% during the forecast period, i.e., 2025-32. Along with this, the market is valued at USD 6.1 billion by 2032. Peer-to-peer (P2P) lending is mainly influenced by the demand for alternative funding solutions. For individuals & small businesses, traditional loan channels, such as banks cannot always be convenient or appealing. Despite having little credit history or being observed as high-risk by traditional lenders, P2P lending platforms offer borrowers a quick & easy way to obtain loans.
Peer-to-peer lending is the practice of loaning money directly to individuals or enterprises without the involvement of a formal financial institution acting as a middleman. P2P lending is often carried out via online marketplaces that connect lenders & possible borrowers. It provides loans that are both secured & unsecured. Nevertheless, unsecured personal loans make up the majority of P2P lending. This lending seldom offers secured loans, which are typically backed by high-end products. It is considered an alternative source of funding owing to some special features.
Global Peer-to-peer (P2P) Lending Market FY32

- Study Period: 2020- 2032
- Base Year: 2024
- CAGR(2025-2032): 21.87%
- Market Value 2032: USD 6.1 Billion
- Fastest Growing Market: North America
- Major Players: Funding Circle Limited, Lendingclub Bank, LendingTree, LLC, SocietyOne Australia Pty Ltd., Upstart Network, Inc., Lending Loop, and Others
Moreover, the streamlined loan application procedure & enhanced transparency of P2P lending platforms have made them a prevalent option. These platforms enable borrowers to make well-informed selections by comparing loan terms, fees, and interest rates from several lenders. Also, borrowers can evaluate & choose the best loan possibilities as per their requirements by using P2P lending platforms, which provide easily comprehensible information. Additionally, there is no need for time-consuming procedures or a lot of paperwork due to the simplified application process that is only available online. Further, the expansion of the P2P lending business has been assisted by shifting consumer attitudes & preferences around borrowing & investing. Several individuals nowadays are investing in loans that reflect their interests & values or borrowing directly from peers.
Besides, the emergence of digital platforms & cutting-edge fintech solutions has led P2P lending companies to lower overhead costs, simplify operations, and offer borrowers more affordable loan rates. The acceptance of innovative technology, including blockchain & artificial intelligence also enhances the efficiency & security of the loan process, drawing in both lenders & borrowers. Furthermore, the demand for P2P lending services is fueled by the growing number of SMEs seeking alternative financing choices, which expands the range of available financial solutions for companies of all sizes & drives market expansion. Also, as the industry develops, risk management methods & regulatory clarity would be vital to maintaining its expansion & guaranteeing a reliable & stable environment for market companies, which could enhance the Peer-to-peer (P2P) Lending Market share in the years to come.
- Introduction
- Objective of the study
- Product Definition
- Market Segmentation
- Study Variables
- Research Methodology
- Secondary Data Points
- Companies Interviewed
- Primary Data Points
- Break Down of Primary Interviews
- Secondary Data Points
- Executive Summary
- Market Dynamics
- Drivers
- Challenges
- Opportunity Assessment
- Recent Trends and Developments
- Policy and Regulatory Landscape
- Global Peer-to-Peer Lending Market Overview (2020-2032)
- Market Size, By Value (in USD Billions)
- Market Share, By Lending Type
- Consumer Lending
- Business Lending
- Market Share, By Loan Type
- Secured
- Unsecured
- Market Share, By End User
- Non Business Loans
- Business Loans
- Market Share, By Purpose Type
- Repaying Bank Debt
- Credit Card Recycling
- Education
- Home Renovation
- Buying Car
- Family Celebration
- Others
- Market Share, By Region
- North America
- South America
- Europe
- The Middle East & Africa
- Asia-Pacific
- Market Share, By Company
- Revenue Shares
- Competition Characteristics
- North America Peer-to-Peer Lending Market Overview (2020-2032)
- Market Size, By Value (in USD Billions)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- By Country
- The US
- Canada
- Mexico
- The US Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- Canada Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- Mexico Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- South America Peer-to-Peer Lending Market Overview (2020-2032)
- Market Size, By Value (in USD Billions)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- By Country
- Brazil
- Argentina
- Rest of South America
- Brazil Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- Argentina Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- Europe Peer-to-Peer Lending Market Overview (2020-2032)
- Market Size, By Value (in USD Billions)
- By Lending Type
- By Loan Type
- By End User
- By Purpose Type
- By Country
- Germany
- The UK
- France
- Spain
- Italy
- Rest of Europe
- Germany Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- France Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- The UK Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- Spain Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- Italy Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- The Middle East & Africa Peer-to-Peer Lending Market Overview (2020-2032)
- Market Size, By Value (in USD Billions)
- By Lending Type
- By Loan Type
- By End User
- By Purpose Type
- By Country
- The UAE
- Saudi Arabia
- South Africa
- Rest of the Middle East & Africa
- The UAE Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- Saudi Arabia Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- South Africa Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- Asia-Pacific Peer-to-Peer Lending Market Overview (2020-2032)
- Market Size, By Value (in USD Billions)
- By Lending Type
- By Loan Type
- By End User
- By Purpose Type
- By Country
- China
- India
- Japan
- South Korea
- Australia
- Rest of Asia-Pacific
- China Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- India Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- Japan Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- South Korea Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- Austraila Peer-to-Peer Lending Market Overview (2020-2032)
- Market Share, By Lending Type
- Market Share, By Loan Type
- Market Share, By End User
- Market Share, By Purpose Type
- Competitive Outlook (Company Profile - Partila List)
- Company 1
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 2
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 3
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 4
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 5
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 6
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 7
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 8
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 9
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 10
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 11
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 12
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 13
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 14
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 15
- Company Overview
- Business Segments
- Strategic Alliances/Partnerships
- Recent Developments
- Company 1
- Disclaimer